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We Focus on Health Insurance for Californians - and we do individual, family and group
health insurance. We have been dealing with health insurance for the past 32 years.
If you want to speak with an agent that knows health insurance and has worked in the
health insurance industry for the past 25 years - please call me!
1-800-556-7176
Our Purpose:
| I. |
Due to our volume of business we have the ability to do our best to help you gain coverage with a good health
plan of your choice.
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| II. |
Avoid the hassles of dealing directly with the insurance companies various departments. If anything goes wrong,
(and many times there are problems in the beginning with the enrollment process) you will have to do all the work.
You can call me and my staff directly with one phone call to our 800 number.
I know the system and I can do the work for you.
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| III. |
In the future, if your health plan changes or there is a rate increase, we can help you shop the market place
again for other options.
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| IV. |
Life is full of hard decisions -- We hope to make your selection for health insurance an easier one for you.
What can we do for you?
We can help you select a good HMO or PPO Plan that is right for you (your needs and your
pocketbook).
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We can make sure your application is processed fairly, accurately and quickly.
We constantly talk to the staff workers in the various insurance companies departments and the underwriters who
actually have the power to approve or deny your application. We'll make sure that your application is given
careful consideration.
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We can give you information on current laws and programs that may effect you (i.e. HIPPA
Laws, Federal & California Cobra Laws, Guaranteed Issue Plans, California Major Risk Insurance Plans, AIM Programs,
Certificate of Credible coverage requirements, Waivers of Pre-existing condition requirements and New California
Legislative Laws).
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Once you are enrolled in a health plan and maybe several months or years thereafter,
you may want to:
-Change your coverage (add or delete dependents)
-Change your health plan within the same insurance company or change to a new plan and company.
-Inquire about billing problems or just want to change to a new checking account.
-Inquire about a Doctor's bill or a medical claim that might not be issued correctly from the insurance company.
"We can help you with these questions or problems
and we're easier to reach than any insurance company could be."
So please call us - we'll provide you with honest
advice. Receive immediate quotes and coverage with one phone call.
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"Please remember that it doesn't cost you anything
"extra" to work with an agent like myself-it can only benefit you!"
James J. Golaski - Authorized Agent
Ablitz-Total Health Insurance
(800) 556-7176
E-Mail: enroll@totalagencies.com
www.totalagencies.com
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